Privacy Policy | Vital Finance Domains

The short version: we collect only what we need to advise you well, we never sell your data, and you can ask us to delete it at any time. The full legal version follows.

1. Who We Are

Vital Finance Domains LLC ("Vital Finance Domains," "we," "us," or "our") is a financial consulting firm headquartered at 433 S Ashley St, Ann Arbor, Michigan 48103, USA. This Privacy Policy explains how we collect, use, disclose, and safeguard information when you visit vitalfinancedomains.com (the "Site"), use our forms, or engage our services.

2. Information We Collect

Information you provide voluntarily: name, email address, phone number, mailing address, preferred consultation dates, and any details you share in booking, contact, or newsletter forms.
Client information (when you become a client): income data, employment details, account statements, credit information, tax documents, insurance policies, and identification documents — collected solely to deliver the services you engage us for.
Automatically collected information: IP address, browser type, device type, pages visited, referring URLs, and approximate location, collected via server logs and cookies.

3. How We Use Your Information

To respond to enquiries and schedule consultations you request;
To deliver financial consulting, debt management, loan, mortgage, investment, and insurance guidance;
To send newsletters you subscribed to (with one-click unsubscribe in every email);
To comply with legal, regulatory, and anti-fraud obligations (including KYC/AML requirements);
To improve our website, services, and client experience.

We do not sell, rent, or trade your personal information to third parties for their marketing purposes. Ever.

4. Legal Bases for Processing

Where applicable law requires a basis for processing, we rely on: your consent (newsletters, optional cookies), performance of a contract (delivering advisory services), legitimate interests (site security, service improvement), and legal obligations (financial regulations and record-keeping).

5. Cookies & Similar Technologies

We use essential cookies for site functionality and anonymous analytics cookies to understand how visitors use the Site. You may disable cookies in your browser settings; core content will remain accessible, though some features may be limited.

6. How We Share Information

We share personal information only with: (a) service providers who host our systems or process email on our behalf, under contractual confidentiality; (b) custodians, lenders, or insurers strictly as needed to execute services you approved; (c) regulators or law enforcement where legally compelled; and (d) successors in a merger or acquisition, under equivalent privacy protections.

7. Data Security

We apply industry-standard safeguards including 256-bit AES encryption for data in transit and at rest, multi-factor authentication, least-privilege access controls, and periodic security reviews. No method of transmission or storage is 100% secure, but we work continuously to protect your data.

8. Data Retention

Enquiry data is retained for up to 24 months. Client records are retained for the period required by financial regulations (typically 5–7 years after the relationship ends), after which they are securely destroyed.

9. Your Privacy Rights

Access & correction: request a copy of, or correction to, your personal data.
Deletion: ask us to delete personal data we hold about you (subject to legal retention requirements).
Opt-out of marketing: use the unsubscribe link in any email or visit our unsubscribe page.
California residents (CCPA/CPRA): you have the right to know, delete, correct, and opt out of "sale" or "sharing" of personal information — we do not sell personal information as defined by these laws.
EEA/UK residents (GDPR): you may also object to processing and request data portability.

To exercise any right, email info@vitalfinancedomains.com or call (732) 927-4073. We respond within 30 days.

10. Children's Privacy

Our services are directed to adults. We do not knowingly collect personal information from anyone under 18. If you believe a minor has provided us information, contact us and we will delete it promptly.

11. Third-Party Links

Our Site may link to third-party websites (e.g., educational resources). We are not responsible for their privacy practices; please review their policies separately.

12. Changes to This Policy

We may update this Privacy Policy periodically. Material changes will be posted here with a revised "Last updated" date. Continued use of the Site after changes constitutes acceptance.

13. Contact Us

Vital Finance Domains
433 S Ashley St, Ann Arbor, Michigan 48103, USA
Phone: (732) 927-4073
Email: info@vitalfinancedomains.com