Terms & Conditions

Last updated: January 2026 · Vital Finance Domains LLC

Important: Nothing on this website constitutes investment, legal, accounting, or tax advice, nor an offer to buy or sell any security or financial product. All engagements are governed by a signed client agreement, which controls in the event of any conflict with these Terms.

1. Acceptance of Terms

By accessing or using vitalfinancedomains.com (the "Site"), submitting any form, or engaging Vital Finance Domains LLC ("we," "us," "our"), you agree to these Terms & Conditions and to our Privacy Policy. If you do not agree, please do not use the Site.

2. Who We Are

Vital Finance Domains LLC is a financial consulting firm located at 433 S Ashley St, Ann Arbor, Michigan 48103, USA. Contact: (732) 927-4073 · info@vitalfinancedomains.com.

3. Eligibility

You must be at least 18 years old and legally capable of entering into binding contracts to use our services or submit forms through the Site.

4. Description of Services

We provide financial consulting, debt management guidance, loan consulting, home & mortgage loan guidance, investment consulting & planning, and insurance consulting. Specific scope, fees, and deliverables for any engagement are defined exclusively in a written client agreement signed by both parties.

5. No Financial Advice Through the Website

Content on the Site — including articles, market figures, pricing pages, and FAQs — is provided for general informational and educational purposes only. It is not personalized advice and must not be relied upon to make financial decisions. Consultations become advice only when delivered under an executed client agreement.

6. Investment Risk Disclosure

7. Fees & Payment

Our advisory plans are billed monthly at the rates published on the Site at the time of signup. Fees are flat and commission-free. You may cancel any plan with thirty (30) days' written notice. Third-party costs (e.g., lender fees, custodial fees, insurance premiums) are separate and disclosed before you incur them.

8. Client Responsibilities

You agree to: (a) provide accurate, complete, and current information; (b) promptly update us on material changes to your finances; (c) review documents before signing; and (d) use our communications channels lawfully. You are responsible for decisions you make based on our recommendations, and we will always document recommendations in writing for your records.

9. Intellectual Property

All Site content — text, design, graphics, logos, and code — is the property of Vital Finance Domains LLC or its licensors and is protected by U.S. and international copyright laws. You may not reproduce, distribute, or create derivative works without our prior written consent. Personal, non-commercial viewing is permitted.

10. Prohibited Use

You agree not to: (a) submit false or fraudulent information through our forms; (b) attempt to gain unauthorized access to our systems; (c) scrape, harvest, or mass-download content; (d) transmit malware or interfere with Site operation; or (e) use the Site in any way that violates applicable law.

11. Third-Party Links & Services

The Site may reference third-party websites, custodians, lenders, or insurers. We do not control and are not responsible for third-party content, terms, or privacy practices. Any transaction with a third party is solely between you and that party.

12. Limitation of Liability

To the maximum extent permitted by law, Vital Finance Domains LLC, its owners, employees, and agents shall not be liable for any indirect, incidental, special, consequential, or punitive damages — including lost profits or lost savings — arising from your use of the Site or reliance on its content. Our total aggregate liability arising from any engagement is limited to the fees you paid to us in the twelve (12) months preceding the claim, except where such limitation is prohibited by law (including liability arising from our gross negligence or willful misconduct).

13. Indemnification

You agree to indemnify and hold harmless Vital Finance Domains LLC from claims, damages, and reasonable legal costs arising from your violation of these Terms or your misuse of the Site.

14. Dispute Resolution & Governing Law

These Terms are governed by the laws of the State of Michigan, USA, without regard to conflict-of-law principles. The parties agree to attempt good-faith resolution of any dispute for 30 days before pursuing formal action. Any unresolved dispute shall be resolved by binding arbitration in Ann Arbor, Michigan, administered under the rules of the American Arbitration Association, except that either party may seek injunctive relief in a court of competent jurisdiction. You and we each waive the right to a trial by jury and agree that claims will be brought individually, not as a plaintiff or class member in any class action.

15. Communications Consent

By submitting a form or subscribing to our newsletter, you consent to receive email and, where a phone number is provided, telephone communications regarding your enquiry. Marketing emails always include an unsubscribe link, and you may opt out at any time via our unsubscribe page without affecting service-related communications.

16. Severability & Entire Agreement

If any provision of these Terms is held unenforceable, the remainder stays in full force. These Terms, together with the Privacy Policy and any signed client agreement, constitute the entire understanding between you and Vital Finance Domains LLC regarding the Site.

17. Changes to These Terms

We may revise these Terms periodically. The "Last updated" date above reflects the current version. Material changes will be posted on this page; continued use of the Site constitutes acceptance of the revised Terms.

18. Contact

Questions about these Terms? Email info@vitalfinancedomains.com or call (732) 927-4073.